/* ============================================================
   skyexchangein.com — "ROYAL SKY" — premium royal-blue + gold
   sky-to-royal gradients · gold filigree · serif elegance
   ============================================================ */
:root{
  --bg:#0a2350;--bg2:#0d2c66;--panel:rgba(255,255,255,.05);--brd:rgba(242,212,114,.18);--brd2:rgba(160,200,255,.16);
  --ink:#f5f9ff;--dim:#c6d7f2;--faint:#8fabda;
  --sky:#6cc4ff;--sky2:#a9deff;--royal:#1a4fb0;
  --gold:#f2d472;--gold2:#e8c24f;--gold3:#c9a227;
  --em:#22c55e;--em2:#12904a;--wa:#25d366;
  --r:16px;--fd:"Playfair Display",serif;--fb:"Inter Tight",sans-serif;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:var(--fb);color:var(--dim);background:var(--bg);line-height:1.75;font-size:16.5px;overflow-x:hidden}
::selection{background:var(--gold);color:#20180a}
a{color:var(--sky);text-decoration:none;transition:color .2s}a:hover{color:var(--gold)}
.wrap{max-width:900px;margin:0 auto;padding:0 20px}
body::before{content:"";position:fixed;inset:0;z-index:-2;pointer-events:none;
  background:
    radial-gradient(1100px 620px at 82% -12%,rgba(108,196,255,.22),transparent 60%),
    radial-gradient(820px 520px at -8% 18%,rgba(242,212,114,.10),transparent 60%),
    radial-gradient(900px 700px at 50% 120%,rgba(26,79,176,.30),transparent 60%),
    linear-gradient(180deg,#0a2350,#0b285c 55%,#0a2350)}
body::after{content:"";position:fixed;inset:0;z-index:-1;pointer-events:none;opacity:.35;
  background-image:radial-gradient(rgba(242,212,114,.10) 1px,transparent 1px);background-size:30px 30px;
  mask-image:radial-gradient(ellipse at 50% 0%,black,transparent 78%)}

header{position:sticky;top:0;z-index:50;background:rgba(9,28,66,.78);backdrop-filter:blur(14px);border-bottom:1px solid var(--brd);padding:13px 0}
header .wrap{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:10px}
.logo{font-family:var(--fd);font-weight:800;font-size:22px;letter-spacing:.5px;color:var(--ink)}
.logo span{background:linear-gradient(90deg,var(--gold),var(--gold3));-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent}
nav{display:flex;flex-wrap:wrap;gap:2px 16px;justify-content:flex-end}
nav a{color:var(--faint);font-size:13.5px;font-weight:600;letter-spacing:.3px;position:relative;padding:4px 0}
nav a::after{content:"";position:absolute;left:0;bottom:0;height:2px;width:0;background:linear-gradient(90deg,var(--gold),transparent);transition:width .28s}
nav a:hover{color:var(--ink)}nav a:hover::after{width:100%}

.hero{position:relative;text-align:center;overflow:hidden;padding:70px 0 84px;border-bottom:1px solid var(--brd);
  background:radial-gradient(1000px 460px at 50% -140px,rgba(108,196,255,.28),transparent 70%),linear-gradient(180deg,#0e3277,#0a2350)}
.hero::before{content:"";position:absolute;inset:-40% -10% auto -10%;height:75%;z-index:0;pointer-events:none;
  background:radial-gradient(closest-side,rgba(108,196,255,.30),transparent);filter:blur(46px);animation:sweep 11s ease-in-out infinite alternate}
@keyframes sweep{from{transform:translateX(-10%) scale(1)}to{transform:translateX(10%) scale(1.14)}}
.hero>*{position:relative;z-index:1}
.crest{width:92px;height:92px;display:block;margin:0 auto 14px;filter:drop-shadow(0 0 16px rgba(242,212,114,.45));animation:crest 5s ease-in-out infinite}
@keyframes crest{0%,100%{transform:translateY(0) rotate(0)}50%{transform:translateY(-6px) rotate(2deg)}}
h1{font-family:var(--fd);font-weight:800;color:var(--ink);font-size:clamp(30px,5vw,52px);line-height:1.1;letter-spacing:.2px;margin-bottom:16px;
  background:linear-gradient(92deg,#ffffff,#dcebff 40%,var(--gold) 78%,var(--gold3));-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;
  animation:rise .8s cubic-bezier(.2,.7,.2,1) both}
.hero p{font-size:18px;color:var(--dim);max-width:660px;margin:0 auto 20px;animation:rise .8s .12s cubic-bezier(.2,.7,.2,1) both}
@keyframes rise{from{opacity:0;transform:translateY(26px)}to{opacity:1;transform:none}}
.wabtn{display:inline-flex;align-items:center;gap:11px;background:linear-gradient(135deg,#2fe07a,var(--em) 55%,var(--em2));color:#04220f;font-weight:800;font-size:17px;padding:16px 34px;border-radius:60px;overflow:hidden;position:relative;
  box-shadow:0 0 0 1px rgba(242,212,114,.5),0 14px 40px rgba(34,197,94,.4);transition:transform .2s,box-shadow .2s;animation:rise .8s .22s cubic-bezier(.2,.7,.2,1) both}
.wabtn svg{width:22px;height:22px;fill:#04220f}
.wabtn:hover{transform:translateY(-3px) scale(1.02);color:#04220f;box-shadow:0 0 0 1px var(--gold),0 20px 50px rgba(34,197,94,.5)}
.wabtn::after{content:"";position:absolute;top:0;left:-80%;width:55%;height:100%;background:linear-gradient(105deg,transparent,rgba(255,255,255,.6),transparent);transform:skewX(-20deg);animation:shine 3.6s ease-in-out infinite}
@keyframes shine{0%,55%{left:-80%}78%,100%{left:135%}}
.cta-note{margin-top:14px;font-size:13px;color:var(--faint);letter-spacing:.3px;position:relative;z-index:1;animation:rise .8s .4s cubic-bezier(.2,.7,.2,1) both}
.cta-band .cta-note{animation:none}

.badges{margin-top:26px;display:flex;gap:10px;justify-content:center;flex-wrap:wrap;animation:rise .8s .32s cubic-bezier(.2,.7,.2,1) both}
.badge{background:var(--panel);border:1px solid var(--brd);color:var(--dim);padding:9px 17px;border-radius:40px;font-size:13.5px;font-weight:600;backdrop-filter:blur(6px);transition:.25s}
.badge:hover{border-color:var(--gold);color:var(--ink);transform:translateY(-2px);box-shadow:0 6px 20px rgba(242,212,114,.18)}

section{padding:56px 0;border-bottom:1px solid var(--brd2)}
h2{font-family:var(--fd);font-weight:700;color:var(--ink);font-size:clamp(23px,3vw,30px);line-height:1.25;margin-bottom:16px;position:relative;padding-left:20px;letter-spacing:.2px}
h2::before{content:"";position:absolute;left:0;top:6px;bottom:6px;width:4px;border-radius:4px;background:linear-gradient(180deg,var(--gold),var(--gold3));box-shadow:0 0 14px rgba(242,212,114,.5)}
h3{font-family:var(--fd);font-weight:700;font-size:19px;color:var(--ink);margin:20px 0 8px}
p{margin-bottom:14px}section b,section strong{color:var(--ink)}

.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(235px,1fr));gap:16px;margin-top:22px}
.card{background:var(--panel);border:1px solid var(--brd2);border-radius:var(--r);padding:24px 22px;backdrop-filter:blur(8px);position:relative;overflow:hidden;transition:transform .3s,border-color .3s,box-shadow .3s}
.card::before{content:"";position:absolute;top:0;left:0;right:0;height:2px;background:linear-gradient(90deg,var(--gold),transparent 70%);opacity:0;transition:opacity .3s}
.card:hover{transform:translateY(-6px);border-color:var(--brd);box-shadow:0 20px 44px rgba(0,0,0,.4)}
.card:hover::before{opacity:1}
.card b{background:linear-gradient(90deg,var(--gold),var(--gold3));-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;font-size:15.5px;display:block;margin-bottom:6px;font-weight:700}
.card p{margin:0;font-size:14.5px;color:var(--dim)}

.cta-band{text-align:center;padding:52px 0;position:relative;overflow:hidden;border-top:1px solid var(--brd);border-bottom:1px solid var(--brd);
  background:linear-gradient(120deg,#0c2c69,#123a86,#0c2c69);background-size:200% 200%;animation:pan 9s ease infinite}
@keyframes pan{0%,100%{background-position:0 50%}50%{background-position:100% 50%}}
.cta-band h2{padding-left:0}.cta-band h2::before{display:none}.cta-band p{color:var(--dim)}

ul.check{list-style:none;margin:16px 0}
ul.check li{padding:8px 0 8px 32px;position:relative}
ul.check li::before{content:"";position:absolute;left:0;top:9px;width:20px;height:20px;border-radius:50%;background:linear-gradient(135deg,var(--gold),var(--gold3));box-shadow:0 3px 10px rgba(242,212,114,.4)}
ul.check li::after{content:"";position:absolute;left:7px;top:12px;width:5px;height:9px;border:solid #20180a;border-width:0 2px 2px 0;transform:rotate(45deg)}
.related{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px;justify-content:center}
.related a{background:var(--panel);border:1px solid var(--brd2);color:var(--dim);padding:9px 16px;border-radius:40px;font-size:13.5px;font-weight:600;transition:.25s}
.related a:hover{border-color:var(--gold);color:var(--gold);transform:translateY(-2px)}

.steps{counter-reset:s;list-style:none;margin-top:18px}
.steps li{counter-increment:s;position:relative;padding:16px 18px 16px 64px;margin-bottom:12px;background:var(--panel);border:1px solid var(--brd2);border-radius:14px;transition:.25s}
.steps li:hover{border-color:var(--gold);box-shadow:0 8px 24px rgba(242,212,114,.12)}
.steps li::before{content:counter(s);position:absolute;left:15px;top:50%;transform:translateY(-50%);width:36px;height:36px;border-radius:50%;font-family:var(--fd);font-weight:800;display:flex;align-items:center;justify-content:center;color:#20180a;background:linear-gradient(135deg,var(--gold),var(--gold3));box-shadow:0 4px 14px rgba(242,212,114,.4)}
.steps b{color:var(--ink)}

.faq details{background:var(--panel);border:1px solid var(--brd2);border-radius:14px;padding:0 18px;margin-bottom:10px;transition:.25s}
.faq details:hover{border-color:var(--brd)}
.faq details[open]{border-color:var(--gold);background:rgba(242,212,114,.05)}
.faq summary{cursor:pointer;font-weight:700;color:var(--ink);padding:16px 26px 16px 0;font-size:15.5px;list-style:none;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:0;top:50%;transform:translateY(-50%);font-family:var(--fd);color:var(--gold);font-size:22px;transition:transform .3s}
.faq details[open] summary::after{transform:translateY(-50%) rotate(45deg)}
.faq details p{padding-bottom:16px;font-size:14.8px}

.warn{background:rgba(242,212,114,.08);border:1px solid rgba(242,212,114,.32);color:var(--gold);padding:15px 18px;border-radius:14px;font-size:14px;margin-top:18px}
.qa{background:linear-gradient(135deg,rgba(108,196,255,.1),rgba(242,212,114,.07));border:1px solid var(--brd);border-radius:16px;padding:20px;margin-top:18px}
.qa p:first-child{margin:0 0 8px;font-weight:800;color:var(--gold);text-transform:uppercase;letter-spacing:.8px;font-size:13px;font-family:var(--fb)}
.qa p:last-child{margin:0;color:var(--dim)}

.cmp-wrap{overflow-x:auto;margin-top:22px}
.cmp{width:100%;border-collapse:separate;border-spacing:0;font-size:14.5px;border:1px solid var(--brd);border-radius:14px;overflow:hidden;min-width:520px}
.cmp th,.cmp td{padding:13px 15px;text-align:left;border-bottom:1px solid var(--brd2)}
.cmp thead th{background:rgba(242,212,114,.08);color:var(--ink);font-family:var(--fd);font-weight:700;font-size:14px}
.cmp thead th:nth-child(2){color:var(--gold)}
.cmp tbody tr:last-child td{border-bottom:0}
.cmp tbody tr:nth-child(odd) td{background:rgba(255,255,255,.02)}
.cmp td:first-child{color:var(--ink);font-weight:600}
.cmp .yes{color:#6ee7a8;font-weight:700}.cmp .no{color:#ff9a9a;font-weight:700}
.trust{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px;margin-top:22px}
.trust .t{display:flex;gap:12px;align-items:flex-start;background:var(--panel);border:1px solid var(--brd2);border-radius:14px;padding:16px;transition:transform .25s,border-color .25s}
.trust .t:hover{transform:translateY(-4px);border-color:var(--gold)}
.trust .t svg{width:26px;height:26px;flex:none;color:var(--gold)}
.trust .t b{display:block;color:var(--ink);font-size:14.5px;margin-bottom:3px}
.trust .t span{font-size:13.5px;color:var(--dim);line-height:1.5}
.crkt{overflow:hidden;border-top:1px solid var(--brd);border-bottom:1px solid var(--brd);padding:16px 0;background:linear-gradient(90deg,rgba(242,212,114,.06),transparent,rgba(242,212,114,.06))}
.crkt-row{display:flex;gap:46px;width:max-content;animation:crktscroll 26s linear infinite;align-items:center}
.crkt svg{width:30px;height:30px;color:var(--gold);opacity:.65;flex:none}
@keyframes crktscroll{from{transform:translateX(0)}to{transform:translateX(-50%)}}

.sticky{position:fixed;right:18px;bottom:18px;z-index:99}
.sticky a{display:flex;align-items:center;gap:9px;position:relative;background:linear-gradient(135deg,#2fe07a,var(--em2));color:#04220f;font-weight:800;padding:14px 22px;border-radius:60px;font-size:15px;box-shadow:0 0 0 1px rgba(242,212,114,.4),0 10px 30px rgba(34,197,94,.45);transition:transform .2s}
.sticky a:hover{transform:translateY(-3px) scale(1.04);color:#04220f}
.sticky a::before{content:"";position:absolute;inset:-5px;border-radius:60px;z-index:-1;border:2px solid rgba(242,212,114,.6);animation:pulse 2.2s ease-out infinite}
@keyframes pulse{0%{transform:scale(1);opacity:.9}100%{transform:scale(1.4);opacity:0}}
.sticky svg{width:20px;height:20px;fill:#04220f}

footer{background:#071a3f;color:var(--faint);padding:36px 0 26px;font-size:13.5px;text-align:center;border-top:1px solid var(--brd)}
footer p{color:var(--faint);margin-bottom:8px}footer a{color:var(--sky)}footer a:hover{color:var(--gold)}
.fnav{font-size:12.5px;line-height:2;color:var(--faint);max-width:760px;margin:6px auto 10px}.fnav a{white-space:nowrap}
.disc{background:#071a3f;color:var(--faint);font-size:12.5px;text-align:center;padding:14px 18px;border-top:1px solid var(--brd2)}
.ic{display:inline-block;width:18px;height:18px;vertical-align:-3.5px;margin-right:7px;color:var(--gold);filter:drop-shadow(0 0 6px rgba(242,212,114,.35));flex:none}
.badge .ic{width:15px;height:15px;margin-right:5px}.card b .ic{width:19px;height:19px}.wabtn .ic,.sticky .ic{color:#04220f;filter:none}.warn .ic{color:var(--gold);filter:none}

.rv{opacity:0;transform:translateY(32px);transition:opacity .75s cubic-bezier(.2,.7,.2,1),transform .75s cubic-bezier(.2,.7,.2,1)}
.rv.in{opacity:1;transform:none}
.rv-l{transform:translateX(-40px)}.rv-r{transform:translateX(40px)}.rv-s{transform:scale(.92)}
.grid .rv,.rv-stagger{transition-delay:calc(var(--i,0)*80ms)}
:focus-visible{outline:2px solid var(--gold);outline-offset:2px}
@media (prefers-reduced-motion:reduce){*,*::before,*::after{animation:none!important;transition:none!important}.rv{opacity:1;transform:none}}
@media(max-width:640px){body{font-size:15.5px}.hero{padding:52px 0 64px}section{padding:44px 0}.sticky{left:12px;right:12px;bottom:12px}.sticky a{width:100%;justify-content:center;padding:16px;font-size:15px;border-radius:14px}.disc{padding-bottom:90px}nav{gap:2px 11px}nav a{font-size:12px}}

/* ---------- breadcrumb (funnels equity to main keyword) ---------- */
.crumb{border-bottom:1px solid var(--brd);background:var(--panel)}
.crumb .wrap{padding-top:10px;padding-bottom:10px;font-size:13px;color:var(--faint)}
.crumb a{font-weight:600}
.crumb .sep{margin:0 8px;opacity:.55}